Biller discovery, account linking, bill retrieval, bill payment
One platform for the full bill lifecycle. Discover billers from users\' consented email and bank access, link accounts, retrieve bills in real time, and pay—all through a single API.
Biller discovery
Discover users' billers through consented access to their email and/or bank. One Connect flow surfaces utilities, telecom, insurance, and subscriptions—no building hundreds of integrations yourself.
Account linking
Link biller accounts after discovery with a secure Connect flow. Credentials, MFA, and consent are handled in one place so you get linked accounts ready for bill retrieval.
Bill retrieval
Get real-time bills, line items, and due dates as they’re issued. Webhooks and SSE keep your product in sync so you always show the latest balance and status.
Bill payment
Initiate payments through one API. Handle scheduling, confirmation, and status so your users pay from one place without logging into each biller.
Built for the products you're building
Whether you're building bill pay, subscription management, or budgeting tools, the same API powers your experience.
Bill pay apps
Let users pay utilities, telecom, insurance, and more from one place. Connect handles linking, real-time bills, and payment execution so you focus on your product.
Subscription management apps
Get SKU-level subscription data—not just totals—so you can surface line items, due dates, and avoid missed payments. One API keeps subscription visibility in sync across providers.
Personal Finance Apps
Aggregate bills, due dates, and payment status for PFM dashboards and insights. One integration gives you consented access to thousands of billers.
Launch faster with a complete platform
Whether you're building bill pay, subscription management, or budgeting tools, the same platform gives you security, real-time data, and operational visibility.
Bank-Grade Security
SOC2-ready controls, encrypted credentials, and short-lived OAuth tokens keep customer data protected.
Real-Time Retrieval
Streaming webhooks and SSE updates deliver new bills to your product the moment they are issued.
Delightful End-User UX
Drop-in Connect flows collect credentials, handle MFA, and confirm successful bill imports without building UI from scratch.
Operational Visibility
Dashboards, audit logs, and alerting keep your ops team ahead of bill failures and downstream SLA obligations.
Designed for modern engineering teams
Integrate once and unlock continuous updates, operational tooling, and detailed analytics.
Typed SDKs & Examples
Use TypeScript-first SDKs, Postman collections, and CLI tooling to explore the platform locally.
Event-Driven Architecture
Every workflow emits domain events so you can orchestrate downstream microservices without polling.
Versioned APIs
Optional version headers and changelog webhooks help you roll out breaking changes safely.
The BillerApi workflow
Every integration follows the same proven blueprint so your team can move from sandbox to production with confidence.
1. Configure Your Client
Register your application, set redirect URLs, and issue Connect tokens using our secure management APIs.
2. Launch Connect Experience
Embed the BillerApi Connect component. Users grant consented access to their email and/or bank so we can discover their billers, authenticate, handle MFA, and link accounts.
3. Listen for Activity
Receive bill discovery, ingestion, and payment-ready events through our EventBridge or webhook delivery options.
4. Automate Workflows
Trigger payment reminders, reconciliation, or underwriting models with normalized bill data across all providers.